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FEATURED ARTICLES           Thursday, September 09, 2010                                Email to a Friend

PROTECTING POCKETS – 5 Fool Proof Ways to Save

By Ali Abbas

Life is just not fair for us students! For a month of eating, days of sleeping, hours of playing and seconds of studying, all we get is an empty pocket. Okay, some of you may have employment elsewhere but most of us cannot handle two jobs! With inflation deflating our pockets a weekly or monthly gift of money stays with us for as long as the next step, before we are stuck broke!

The society we smile along with has us tapping away to temptation and once lured by material, the cure lies in money -- a remedy whose supply is short in the student community. A lot of us have resorted to the emotional drive by shedding tears, but dad and mum are immune to that and no money is likely to drop by our door step.

“So how do you land in some more money? Umm…a job?”

But hold on a second…does the answer to our money problems truly lie in money? Perhaps not and perhaps far from fighting fire with fire, proper planning might actually help all of us students dodge our way through our web of money problems.

Nothing seems right about our situation.

Yes life, is not fair so why play fair? That is right, today we are going to put it straight and keep it real and tell you a few simple ways to have all you want without losing all you have.

All you need to do is be five of the following C’s:-

1. Clever – wisdom, a rare find in most heads, is something that can get you to manage your finances well. Put simply, you spend on what is necessary not on what is a luxury
2. Conniving – there are always things you need but cannot grab because you’re short on cash. So what do you do? You scheme. Here is a simple case study example: You need some new clothing gear and are choked for cash. Solution? Scheme to join mum or dad on a family shopping event and when it is ‘the family’s day out’ big daddy’s got to dish out the dough
3. Cheater – the world has had enough of truth crusaders, learn to lie! Stop being the friend ‘indeed’ for the friend always in ‘need’! Learn to save by not spending on your friends -- no more calls on my credit, no more loans, no more cafeteria bites! No more Mr. Nice guy or gal.
4. Collector – ever considered setting aside a dollar a day for future use? Do that for an entire year and that is roughly three-hundred and sixty-five one-dollar coins! Do it for two, three, four years and before you know you will be swimming in coins
5. Crook – Free meals? Free clothes? Free parties? Why not enjoy life’s luxuries for free and save up to enjoy all on your own in a few years? You do not need to be generous and need not throw big parties or open your arms to loved ones. There will surely be someone who is willing to drop down to the last dirham for your sake..

So there you have it. Five ways to save and survive in happiness! Yes we are not matching well to the ethical scale, but don’t make yourself out to be a bad guy just yet.

‘Saving now can help you share later!’

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